Government Student Loans

It is often said that the most effective debt management strategy is to be debt-free. But, in order to pay for your college education, you may need to take out student loans.

Student loans are applied by many people these days. It is for the hope that student loans can greatly support their education. Well, that is primarily the purpose of student loans, but there are some instances that getting student loans is what lead people to be buried deep in debt. This is common among those who failed to repay their debts or those who actually escape from their obligations.

Now, planning for successful repayment involves a lot of considerations. The planning should start before you place and strike your pen on your first promissory note. Just as you are making a commitment to your career by way of investing time and money in higher education, you should also make a commitment to your financial future by way of effectively managing your student loans from the beginning.

Recent Student Loan News

NASFAA's Misplaced Priorities - The National Association of Student Financial Aid Administrators (NASFAA) is at it again -- raising panic levels to pressure policymakers to provide a massive bailout of the student loan industry. This time, the group's focus is on ensuring that lenders and colleges can continue to offer expensive private loans to high-risk borrowers. On Monday, NASFAA President and CEO Phillip Day (pictured) sent a letter to both Treasury Secretary Henry Paulson and Education Secretary Margaret Spellings aski [Read More...]

Debt Reduction 101 - Beginner?s Guide To Debt Reduction - Debt Reduction 101 - A Beginner?s Guide To Debt Reduction Calculate How Much Money You Have On Hand Checking Account:_______________ Savings Account:_______________ Wallet:_______________ Piggy Bank:_______________ Etc:_______________ (Exclude Retirement Accounts) Total On Hand:_______________ Establish An Emergency Fund Minimum Amount An emergency fund is your line of defense against the unplanned expenses of life. Many popular authors and commentators suggest a minimum Emergenc [Read More...]

UNC students, twins pose for Playboy magazine - Natalie and Jennifer Campbell tend to do things together. Not that they were overly concerned about school bills, but through sheer fate ? emphasize the sheer ? they found a way to pay off their student loans to the University of Northern Colorado. They took their clothes off. The identical twins, natives of Greeley, appear as Misses December in next month?s issue of Playboy. The 22-year-olds say the issue, which hit newsstands Friday, has been an instant hit in Longmont, where the twins h [Read More...]

Continuing Education Loans - Find information about Continuing Education Loans: PNC Education Loan Center The PNC Solution Loan for Continuing Education. Enrolled in a non-degree or certificate program, or just taking a few classes to complete your degree? The PNC Bank Continuing Education Loan may be your answer to meeting your education costs. Continuing Education Student Loans Loan to Learn?s cont... [Read More...]

Gates of Vienna News Feed 11/18/2008 - The most ominous news story tonight: ?IAF is Ready for Iran?s Nuclear Sites?.A period of great peril for Israel is fast approaching. Assuming that the mullahs have a nuclear capability, the most dangerous time will likely be between the inauguration of Barack Obama ? when the United States will cease to be a credible deterrent to Iran ? and the election of a Likud government in February.Thanks to Abu Elvis, C. Cantoni, Fausta, Fjordman, Insubria, JD, RRW, spackle, Steen, TB, and all the other ti [Read More...]

Repaying Your Student Loans - This entry is part 2 of 2 in the series Student LoansStrategies For Paying Back Student Loans ?60 percent of 2007 college graduates had student debt, each taking on an average of $22,700 in loans.? ?College Board Report ?Default rates in 2006, jumped to 5.2 percent from 4.6 percent in 2005? ? U.S. Department of Education. ?A new report by the U.S. Department of Education?s own National Center for Education Statistics reveals that student loan defaults are a far larger problem for some group [Read More...]